For Bitcoin to get mass adoption in Underbanked, it has to be more like M-Pesa

“These stories are written by people in the West who are Bitcoin enthusiasts and who are depressed by the lack of mass adoption in the West. So, they grasp at the straw that Bitcoin will be adopted somewhere else that they do not really understand. The grass is not always greener on the other side.” …indeed. I hear one altcoin is almost universal in the developing world: the U.S. Dollar.